If I don't ever plan on overclocking, am I fine with a 4690?

[rich2k4]

Or is there something special about the "k" version besides overclock ability?

[admin89]

In that case , you should get i5 4460 and buy a better graphic card
IF budget isn't a problem , you may shoot for i7 4790k + Gigabyte H97 mobo . i7 4790k can turbo upto 4.4GHz automatically , no need to overclock

[NKF98]

To answer your question, no there is no benefit aside from oc